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However, it's highly likely you'd be splashing your cash unnecessarily, as there's a variety of very simple things you can do on Android and iOS devices to save anything from a few MB to bundles of GBs without spending a penny. Some of these may seem obvious, such as moving photos and videos online, but did you know you can get unlimited FREE online storage, via the Google Photos app?

Spring cleaning your remaining apps could also save you GBs, as could hunting down and deleting hidden downloads. As your mobile phone contract comes to the end of its minimum term, you're often hounded by your provider, which will try every trick in the book to get you to upgrade to a new handset — and lock in to a new tariff to pay for it. It's easy to be lured by the promise of a 'great deal', free of the 'hassle' involved in finding a new contract and switching network.

The sad fact is though that for most, you'll be paying over the odds if you fall into this trap. Instead, you're better off seeing what else is out there. That's not to say you can't get a competitive offer out of your current network though, particularly if you're happy to stick with your existing handset. If you sign up for a contract, you're essentially committing to a phone company and often a handset too for the length of the contract. This means you must think carefully about your budget and if you can afford the ongoing monthly payments.

Before you sign up to a contract, make sure you're happy to be locked in for the minimum term. If you want to leave early, it's likely you'll have to pay termination fees which cover the cost of the contract. Cheap Mobile Tips. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link.

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News Half of adults think banks should… State pensions to rise by 3. Steve Brigden Edited by Gary Caffell. Facebook Twitter Print Whatsapp Mailme. In this guide. Top mobile need-to-knows, incl Switch with a text, and keep your number How to choose the right allowance Happy with your handset? Buying a new handset? Do it the cheapest way How to buy without paying interest Never just get a contract direct from the network.

For all the latest deals, guides and loopholes - join the 12m who get it. Top mobile phone need-to-knows. Mobile 'text-to-switch' rules make switching far simpler. Here's what to do: Request a switching code by text. To get a new number, text 'STAC' to You need to give the switching code to your new provider within 30 days. You won't need to contact your old provider again. I've got my PAC, what do I do now? It's a different process if you're swapping within the same provider If you're switching to a new tariff on the same network, for example if you're on pay-as-you-go and upgrading to a contract, you shouldn't need to carry out this process — just call your mobile provider's customer service helpline and they should be able to sort it.

Only pay for the allowance you need — use a tool to see past usage. Be sure you understand what 'unlimited' includes. Use free Wi-Fi spots to save on data costs. Add a spending cap to prevent unexpected costs. If you really need more, then consider switching to a different deal or speak to your network about upping your allowance if you'd prefer to stay put — this may cost, but it'll likely be cheaper than exceeding your limit.

Be aware that prices can rise with inflation each year. Out of contract?

Haggle down your costs. Use a tool to check signal strength before signing up to a new deal. How good is the tool? What are my rights if I'm unhappy with my mobile coverage? Don't pay to unlock your phone — you can do it for free. Avoid roaming charges — don't get hit with a huge holiday bill.

Happy with your handset?


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Switch to a cheap Sim only deal to cut your monthly costs. Choose Sim only for the cheapest deals, though you're often credit scored. Choose a pay-as-you-go deal for no credit check or ties and to never go over your allowance. Do it the cheapest way. Buying it outright and getting a cheap Sim is usually cheapest. Can't afford to pay it all upfront? How to buy without paying any interest. How does iPhone Payments work? How much does it cost for an iPhone 11, 11 Pro or 11 Pro Max? How do I apply for iPhone Payments? When you collect the phone, ensure you opt for iPhone Payments.

You'll need to take bank details, a valid UK driving licence or passport and debit card and your current mobile. Monthly repayments are made by direct debit. If you don't keep up with them, Barclays would take the same action as any other loan provider — it could result in a mark on your credit file, for example. Mobile contract need-to-knows.


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You'll be locked in for 24 months in the majority of cases, though some providers are now trying to tie people in for even longer. You'll be credit-checked. Once your contract is over, switch to avoid overpaying. Things to watch out for.

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Don't upgrade simply to get more space — increase your storage for free. Beware of upgrading early — always do your homework. Consider the contract length — don't end up in a two-year 'relationship' you can't afford. MSE News. Martin's Blog. Deals Blog. Barriers removed for some mortgage prisoners - but Martin says it will only 'unchain a tiny fraction' 28 October Payday lender QuickQuid goes into administration — what you need to know 26 October Britain's biggest payday lender has said it will pull out of the UK after a series of complaints and regulatory uncertainty rocked the business.

Barclays reverses decision on post office cash withdrawals 25 October Barclays has scrapped plans to stop customers being able to withdraw cash from post offices. Peer-to-peer lender Funding Secure goes into administration — what you need to know 24 October Peer-to-peer lender Funding Secure has gone into administration — here's what you need to know. Toto Energy stops trading — what you need to know 23 October Small energy supplier Toto Energy has ceased to trade. News homepage. RSS feed. If you started university between and , or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan.

While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide If so, you can reclaim the tax on it. Martin Lewis: Debt desperation to happy homeowner in 8 years No matter how dire your money situation seems, there is always hope. Things may never be perfect, but they can improve and taking action is the best way to make that happen. More Doro Blue deals. The Doro is designed for people who'd like a smartphone, but don't want unnecessary complications.

It's got everything a regular Android phone has, but with a simpler, more straightforward look and feel. It's got a 5 inch screen, 5 megapixel camera, Wi-fi, 4G technology and 16GB storage which can be expanded using a microSD card. Unlimited minutes Unlimited texts 4GB data 24 months. Full offer details. The Honor 10 Lite mobile phone has a lot of great features for a lower mid-range device. It has some great tech on board, the front facing camera has AI and can recognizes eight selfie scenarios and even optimizes the background of the photo so you always stand out.

Unlimited minutes Unlimited texts 5GB data 24 months. Unlimited minutes Unlimited texts 1GB data 24 months.

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More Huawei P Smart Black deals. The Huawei P Smart is an affordable mid-range phone with a few high-end features thrown into the mix. Highlights include a dual-lens camera system, extra tall display and a notch on the p fullHD screen. More Huawei P Smart Blue deals.

More Huawei Y7 Blue deals. The Huawei Y7 is yet another evolution of this successful series of phones. It's a large low-end-to-mid-range phone with a 6 inch p HD screen. As with most Huawei phones it has an interesting dual camera setup allowing you to create photos with depth of field.

Memory is relatively low at 2GB, but the phone should be able to perform all tasks. More Huawei Y7 Black deals. More Alcatel 1 Black deals. Popular phones Doro Blue. Huawei Y7 Blue. Huawei P Smart Black. Huawei Y7 Black. Huawei P Smart Blue. Samsung Galaxy A50 Black.